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Underwriter jobs in Surrey South East Middlesex Staines London


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Underwriter

surrey south east middlesex staines london

The client located or based in staines is wanting someone to be working with their new team who can effectivly process of all mortgage applications, enhancing our service throughout the customer journey, by developing successful relationship with brokers and advisors and by identifying and implementing operational efficiencies processes to improve our service. Ensuring all financial, quality, regulatory, responsible lending and service requirements are maintained. Underwrite and decision mortgage applications ensuring you deliver exceptional customer service, whilst complying with all regulatory and conduct risk in adherence to lending policy Support continued improvement of the originations system, processes and proceduresDeliver operational effectiveness within the business area, achieving targets and objectives set by the business Maintain an up to date working knowledge of our products and policies and assist in implementing changes in line with our risk appetite Maintain skills and knowledge of Regulations and Legislation responsibilities Consider mortgage applications outside standard lending policy where a justifiable business reason exists Knowledge and Experience: Extensive experience of mortgage underwriting, the mortgage intermediary market, its products, marketing approach and processesRegulation / Legislation Awareness - Knowledge of the Regulated Financial Services environmentCe Map qualified or industry equivalent " desirable but not required and essential Able to display and show a proactive, hardworking, flexible and able to work under own initiative but also a team player Manual residential/ B TL mortgage underwriting experience and held a lending mandate recently Demonstrable understanding of TC F, responsible lending and regulatory knowledge Proficient in M S Office, credit risk decision systems

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